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Fargo Flood Insurance

Flood Insurance Rate Map (FIRM) takes effect Jan. 16, 2015

FEMA has announced the revised Flood Insurance Rate Map (FIRM) will be adopted January 16, 2015. On that date, flood insurance will become mandatory for mortgaged structures mapped into the Special Flood Hazard Area (SFHA).

During the past two years there have been many changes to the National Flood Insurance Program (NFIP).  A version of Grandfathering was re-instated during the last NFIP revision.  If your house was mapped into the SFHA, consider buying flood insurance now.  You can find information about these changes from your agent or on FEMA Flood Insurance websites and  

Learn More

More information is available online about the changes in the National Flood Insurance Program at:

Talk with Your Insurance Agent

If you are interested in learning more about flood insurance or purchasing flood insurance, we encourage you to contact your insurance agent


Dates to know:

The Flood Insurance Rate Map will be effective: 
January 16, 2015

Fact sheets

Grandfathering facts (pdf) 

Flood insurance links