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Dental Insurance

The City of Fargo offers dental insurance coverage to all full-time and part-time benefited employees through MetLife insurance company.

Dental Plan Features (PDF)

Dental Summary Plan Description (PDF)

The price structure is as follows:

Dental Insurance Pricing Structure
Covered Individuals Employee Monthly Premium City Paid Portion of Premium Total Monthly Premium
Full-Time Employee 40 (Scheduled Hours: 40/week; 2080/year)*
Employee only $0 $38.42 $38.42
Employee plus spouse $40.40 $38.42 $78.82
Employee plus children $52.94 $38.42 $91.36
Family $93.80 $38.42          $132.22
Full-Time Employee 30-39 (Scheduled Hours: 30-39/week; 1560-2079/year)*
Employee only $9.60       $28.82 $38.42
Employee plus spouse $50.00 $28.82 $78.82
Employee plus children $62.54 $28.82 $91.36
Family $103.40 $28.82 $132.22
Part-time Employee 20-29 (Scheduled Hours 20-29/week; 1040-1559/year)*
Employee only $19.22 $19.20 $38.42
Employee plus spouse $59.62 $19.20 $78.82
Employee plus children $72.16 $19.20 $91.36
Family $113.02 $19.20 $132.22
*Premiums apply to employees who are benefit eligible as defined in COF policy.