Purchasing a Home

Purchasing a Home

Fargo is a city of diverse neighborhoods.  It is the largest city in the steadily growing Fargo-Moorhead metropolitan area.

Building a new home?

• Available lots in new neighborhoods (pdf)
• Finding a builder FM Homebuilders Association
• Zoning and neighboring land uses 
• Addressing

Buying an existing house?

• Find a home for sale.
• What can I do to my home?: Tips for maintaining your property 

Financing your home

• Downpayment: closing cost asistance: City of Fargo and NDHFA "START" program
• FirstHome and Homekey Programs—a home mortgage with below-market interest rates available to low- to moderate-income homebuyers. 
• The HomeAccess Program provides low-interest mortgage loans to disabled, elderly and single-parent households.
• North Dakota Roots—a homeownership incentive program targeted to new and returning North Dakotans.
• Find a local lender (In classification, search on "Financial Services")

About homeownership and taxes in Fargo

• Homebuyer education
• Property taxes and tax exemptions
• Special Assessments (method of financing infrastructure improvements - any special assessments due on a property are added to your annual tax statement)