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Fargo Flood Insurance

The revised FEMA Flood Insurance Rate Map (FIRM) was adopted on Jan. 16, 2015. Flood insurance is mandatory for mortgaged structures in the Special Flood Hazard Area (SFHA). To find out if your property falls within this area, view the maps linked below. Please contact your insurance agent if you have questions about flood insurance.

Search Flood Maps & LOMC

Search flood maps  by address to see if your property is in the floodplain and Letters of Map Change (LOMC). 

Talk With Your Insurance Agent

If you are interested in learning more about flood insurance or purchasing flood insurance, we encourage you to contact your insurance agent

Appeal Options

Options available (PDF)  for appealing a lender's determination of SFHA.  

How to LOMA  - Fact Sheet

NEW! Smartphone Floodplain Map!

If you want quick and easy access to floodplain information, visit the map via your smartphone at

User guide (PDF)


Fargo Flood Information

Cass County