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Fargo Flood Insurance

The revised FEMA Flood Insurance Rate Map (FIRM) was adopted on Jan. 16, 2015. Flood insurance is mandatory for mortgaged structures in the Special Flood Hazard Area (SFHA). To find out if your property falls within this area, view the maps linked below. Please contact your insurance agent if you have questions about flood insurance.

Search Flood Maps

Search flood maps  by address to see if your property is in the floodplain. 

Letters of Map Change (LOMC)

Letters of Map Change are now posted on this website. Please visit the LOMC page for a complete listing.

Talk With Your Insurance Agent

If you are interested in learning more about flood insurance or purchasing flood insurance, we encourage you to contact your insurance agent

Appeal Options

Options available (PDF)  for appealing a lender's determination of SFHA.  

How to LOMA  - Fact Sheet


The revised Flood Insurance Rate Map is now in effect.

Fact sheets

Grandfathering facts (pdf) 

Flood insurance links